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Instant Transcripts from a Credit Bank


Young girl studing in dormitory University...
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If you want to further your education or career, but don’t have the transcripts to prove your qualifications, consider using a credit bank service. A credit bank is a program sponsored by a university that takes all of your past courses, test scores, and employment records and puts them together on a single transcript. You can then use this transcript when applying for employment or education instead of sending in numerous records from different schools. Once the odds and ends of your past experiences are together on one page, you may find that you have more of an extensive education than you imagined.

Who should use a credit bank?

Anyone who has a lot of past experience from different institutions may benefit from using a credit bank. If you went to three or more colleges, have a lot of credit by examination, or can put together a portfolio that demonstrates learning outside of a traditional school, a credit bank may be an excellent option.

What kinds of credit can be put on the transcript?

Credit banks have their own policies about what type of credit may be included. Because the name of the school that sponsors the credit bank is on the top of each transcript, schools are generally cautious about making sure credit is legitimate. Some banks will only permit credits from regionally accredited universities; others are more lenient. Possibilities for credit include: examinations, experiential learning, specialized training, and certifications. Often, credit banks will allow students to prove their learning through the creation of a portfolio. Even if a bank rejects some of your credit, they may place it on the transcript in a non-credit section.

Where can I find a credit bank?

To find a credit bank try searching online or talking with a school counselor. Make sure that any program you select is sponsored by a reputable school. Some suggestions include:

Excelsior College
7 Columbia Circle, Albany, NY 12203-5159
International Phone: 518-464-8500

Thomas Edison State College
101 W. State St.
Trenton, NJ 08608-1176
(888) 442-8372 (toll free)
Fax: (609) 777-2956
E-mail: enrolled@tesc.edu

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